Accepted Payment Methods
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Accepted Payment Methods At Seattle Gold
When you buy bullion from Seattle Gold, there are several ways you can pay. Before submitting any payment, you must call us at 1-206-517-4653 to receive an official price quote and secure your unique order number.
Important Payment Restrictions
We do not accept direct deposits, branch transfers, or handwritten checks under any circumstances. Any direct deposits or branch transfers will be declined and returned because they are not guaranteed funds and cannot be verified by our team.
Additionally, all bullion transactions require a completed customer profile, valid photo identification, and a signed invoice.
Please note that all purchases are subject to Seattle's retail sales tax rate.
Cash Payments
- We accept USD cash payments up to $20,000 for immediate clearance.
- To comply with federal regulations, any cash transaction over $10,000 requires us to collect and record a valid ID for FinCEN reporting.
- All bills are verified for authenticity.
- We do not accept Canadian cash.
Debit and Credit Cards
- We accept American debit cards with a PIN for up to $10,000 with immediate clearance.
- While larger debit payments can be authorized by a manager on a case-by-case basis, any debit order over $10,000 requires a valid ID matching the name on the card.
- We also accept American credit cards up to $10,000 with immediate clearance. A 2.4% surcharge applies to cover processing costs.
- We do not accept international credit cards.
- Matching ID is required for all credit card transactions.
ACH and Wire Transfers
- We highly recommend ACH payments for orders over $10,000 and wire transfers for orders over $50,000.
- There are no transaction limits for these electronic methods, and your funds will typically clear by the next business day once they arrive.
- ACH payments are quick and reliable, with fees varying by bank.
- Wire transfers usually cost $45 or less depending on your bank and account.
Cashier's Checks
- We accept cashier's checks up to $25,000.
- These must be issued from an American bank or credit union and made payable exactly to Prefinery USA Inc.
- Please ensure the check is for the exact amount, as we do not provide change for this payment method.
- Cashier's checks require a strict clearance period of 8 to 10 business days before your items can be released.
Important Pickup and Pricing Rules
- Our quoted prices are guaranteed for one day only and payment must be sent on the exact same day the quote is given.
- When picking up your advance order, you must present a valid ID that exactly matches the name on the invoice. We will not release items to anyone other than the person who placed the order.
- Please note that we do not accept direct deposits, branch transfers, or handwritten checks, as they are not guaranteed funds.